Security

Sompo Canopius Syndicate 4444 offers strong financial security, sharing the Lloyd's market Insurer Financial Strength ratings.

Every Lloyd's policy is supported by a AA- (Very Strong) Insurer Financial Strength rating from the rating agency Fitch, A+ (Strong) from Standard & Poor's and an A (Excellent) rating from A.M. Best.

Lloyd's unique capital structure, often referred to as the 'chain of security' provides excellent financial strength to policyholders. At the end of 2015, the net resources of the market (comprising capital, reserves and subordinated debt and securities) totalled £25,098m. Of this figure, £2,645m represented central assets, providing additional security for policyholders over and above members' assets. Lloyd's is regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Sompo Canopius Group owns 87% of capacity on Syndicate 4444 with the balance provided by third party capital providers.

Canopius US Insurance, Inc. has an A.M.Best Insurer Financial Strength rating of A- (Excellent).

Sompo Japan Canopius Reinsurance AG has a financial strength rating of 'A' (Excellent) from A.M. Best and 'A+' from Standard & Poor's.

Sompo Japan Canopius Reinsurance AG also benefits from an unconditional parental guarantee issued by Sompo Japan Nipponkoa Insurance Inc. in Japan.